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This institution is federally insured by the National Credit Union Administration
Federally Insured by NCUA

Please review information concerning our recent fee changes - Click Here
The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.
Replace ATM/Debit Card$5.00
Automatic transfer of funds from a savings, checking, or club account to a loan accountno charge
Automatic transfer of funds from a share savings account to a checking, club, or another share savings accountno charge
Check printingdepends on style and quantity
Deposited checks (and other items) returned unpaid (NSF item)$30.00
Dormant account fee***$15.00 annually
Dormant account research fee per hour - minimum one hour$30.00
Overdraft (all checks paid on a day)$3.00
Overdraft (per pre-authorized item)$3.00
MasterCard/VISA debit or credit card cash advance fee (per telephone)$7.00
Loan overdraft fee$3.00 per day
Nonsufficient funds each (includes ATM/Debit Card items)$30.00
Courtesy Pay Overdraft Protection (per item)$30.00
Overdrawn Account$20.00
Account activity printout$7.00
Statement printout (duplicate)$7.00
E-StatementFREE
Returned mail$5.00
Telephone transactions or account inquiries (for each item that could have been made through M.A.R.S. or HomeBr@nching$2.00
Account research - minimum one hour$30.00/hour
Account balancing assistance - minimum one hour$30.00/hour
Stop payments (single item)$30.00
Stop payments for consecutive check range$35.00
Incoming wire transferFREE
Outgoing wire transfer - domestic$15.00
Outgoing wire transfer - foreign$50.00
Western Union outgoing wire transfer - domestic$25.00
Western Union outgoing wire transfer - foreign$65.00
Photocopy or fax (per page)$2.00
Copy of check$5.00
Collection item - incoming$20.00
Collection item - outgoingactual cost
Notary public feeno charge
Commercial money order funds transferActual cost
Garnishment/Levy$25.00
Account closure fee (assessed if savings or checking account is closed within 180 days of opening)$15.00 per account
Membership re-open fee (accounts that re-open within a 12 month period.) 1st incident$5.00
Membership re-open fee, 2nd incident$15.00
Membership re-open fee, 3rd incident or more$25.00
Reg-D violation fee$7.00
Official Check$3.00 each
Check cashing fee$5.00
MoneyGram feeActual Cost
Express payment feeActual Cost
Safe Deposit Box - 3 X 5$25.00
($10.00 discount 1st year)
Safe Deposit Box - 3 X 10$35.00 ($10.00 discount 1st year)
Safe Deposit Box - 5 X 10$45.00
Safe Deposit Box - 6 X 10$65.00 ($15.00 discount 1st year)
Safe Deposit Box - 9 X 10$95.00 ($15.00 discount 1st year)
Safe Deposit Box - Loss of keys$10.00 + $125.00 drilling
Safe Deposit Box - Key Deposit$25.00 (returned at close)

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*available to qualified borrowers and subject to change without notice;
for full disclosures please call 214-574-2000, option 4.

**1/4% rate discount not available

***An Account is considered dormant if for 12 months no withdrawals or deposits, other than credited dividends, have been made to the account, we have no communication from you about any of your accounts, and/or your account statements have been returned for an incorrect address.

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